The fiduciary standard is a legal standard that requires that someone who is acting as a fiduciary only consider the best interests of the client in all recommendations. Destiny Capital has been a fiduciary since 1988, and part of the reason we have built an independent firm is so that we can meet this high standard with quality and clarity for our clients.
Each client team has a lead advisor, a wealth management coordinator, and support staff. Some clients will also have two advisors on their team when needed.
Yes! Working with you to reduce your financial risks usually involves some type of insurance. We will review your existing coverage and provide recommendations on any changes that are needed. We are also licensed for life insurance and can help obtain coverage for clients. If you prefer to obtain it through an outside party yourself, we can help you do that as well.
We use industry leading third party custodians with enormous budgets for data security. We also know our clients very well and always call to voice verify transfer requests that we receive electronically. For client information that we maintain on our server or in the cloud, we have a technology consultant who works with us to ensure that we are using best practices for data security.
We do not have minimum investment amounts, but we do have annual fee minimums.
We don’t prepare tax returns, underwrite mortgages, provide legal advice, or pay bills for our clients. We do most everything else either in-house or by providing guidance to outside partners.