Back to blog homepage

5 Signs That You’re Dealing with a Top Financial Planner

Posted by Jarrod Musick | August 07, 2017


When you’re looking for a doctor, you want to get the best one you possibly can. This is because you don’t want to put your health at risk by dealing with an incompetent health care professional. There are many factors to consider when getting the best doctor. It might be their credentials in their studies, their reputation in the field, and years of experience. 

The same goes when hiring a personal financial planner. To be able to get the best use of your finances, look for a financial advisor who has earned relevant credentials. At a minimum, a job of your financial advisor should be to guide you in implementing a financial plan that best suits your needs and goals.

Great financial advisors not only do their jobs, but also put that extra effort in. No surprise, right? Just like every profession, the person who goes that extra mile is the one who reaps the rewards. You can find out more about the perfect financial planner here.

There are many financial advisors who give you the cookie-cutter plan that they learned while earning certifications. Although this is good, a great financial advisor is the one who tries to get to know your family in a more personal way so that your plan suits your family well. Each family’s needs are different so a good financial planner provides a comprehensive plan that analyzes the needs and wants of your family specifically.

Here are the signs you are dealing with a top-notch personal financial planner:

1. Has a Personal Touch

Just like stated above, a great personal financial planner is one who gets to know you well to assess your financial situation, your financial goals, and ways of achieving those goals.

They ask you about:

  • Retirement income needs
  • Funding your children’s education
  • Other financial goals at retirement
  • Particular assets you may want to invest in
  • Legacy planning
  • Risk tolerance

In this way, they get to know your current situation and risk tolerance. By creating a plan just right for you, they know what you need to do in order to have peace of mind. They will also know what activities you need to do that will put you on a fast track towards your goals the easiest way possible.


2. Good Credentials

Just like a physician for your health care needs, you want to have a personal financial planner who has achieved a good deal of knowledge. Some of the most well recognized credentials include Certified Financial Planner (CFP) and Chartered Financial Analyst (CFA) designations. Earning these designations is no easy task and anyone with them is very likely to have the right knowledge and skills to guide you on your financial journey.

Financial advisors with the right credentials are likely to know what assets to invest in based on your risk tolerance, objectives and circumstances. They may also be able to guide you in things like estate planning, education funding, and marriage or divorce planning.

Destiny Capital has attracted the best talent in the industry. We have put together a great team that can help you achieve the financial security you deserve. Our team consists of Certified Financial Planners®, Portfolio Managers and Wealth Management Coordinators who have decades of experience in the industry. We have helped many retirees, businessmen, families, young professionals, divorcees and all kinds of people with their financial needs. We have a great support staff as well to assist you with any concerns that you may have.


3. Keeps you Informed

You know you are getting white glove service from your personal financial planner when you are kept up-to-date with matters pertaining to your finances. You should be offered regular meetings to see if things are going well and if everything's going according to plan.

A good advisor knows if you have been following your plan, and can help reassess your situation if anything new happens. Your personal financial planner should easily recall important elements of your plan, and know if you are on the right track.


4. Teaches You

Good personal financial planners not only keep up-to-date with the health of the economy, they also share that wealth of knowledge with you. They are great teachers which will keep you well informed with the current state of the economy and where your savings can potentially be allocated.

They have useful material to share with you in regard to your finances. They have blogs on their websites so that you have access to useful information regarding finance, business, the economy, estate planning, taxes, and everything that may be useful to you with regards to wealth management.


5. Cares for You

Your financial planner should listen to your concerns and sincerely want to help you. Not only does a good planner accomplish the job at hand, but also puts in that extra effort to get to know your concerns fully and with empathy.


If your personal financial planner cares for you, they will be able to know your needs to help give you the best financial plan that is right for you.

The above are the signs that tell you that you are dealing with a top-notch personal financial planner. These are the signs that you are getting white glove service for your financial needs. So what can you do moving forward?

You are just a phone call away from potentially achieving the financial abundance you deserve. You worked hard all your life so make sure that you achieve your financial goals, as well as preserve and grow what you worked hard for.

“A part of all you earn is yours to keep”

~ Richest Man in Babylon