Amy Bertle

Recent Posts

How to Choose a Charity

on November 05, 2018 |By Amy Bertle | Other
Everyone wants to maximize their donations, but we've all heard horror stories of fraudulent charities. How do we know which charities are legitimate and which will help maximize your donation dollars? Some organizations tackle the due diligence, so you don’t have to. Some of the major watchdogs over charities are The Better Business Bureau’s (BBB) Wise Giving Alliance, Charity Navigator, CharityWatch, and GiveWell.  
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How Credit Scores Work

on October 18, 2018 |By Amy Bertle | Other
We have all heard about a credit score. But what is it, how does it work, and how can you improve your credit score? A credit score is a way for a lender to determine how likely a person is to pay back loans. It is used as a way to compare potential borrowers and to evaluate how much a bank can trust a borrower with their money. A high credit score tells the lender a person has a history of using credit wisely and pays back what he/she has been loaned. A low credit score shows the lender the opposite.  
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Is the “4% Rule” a Realistic Retirement Strategy?

on September 20, 2018 |By Amy Bertle | Retirement Planning
The mass media and retirement 101 seminars continue to deliver a message to retirees that spending 4% of one’s investment assets per year is the “safe” withdrawal rate and that withdrawing more than 4% can be problematic, potentially leaving the retiree without any investment assets in the later years of life. This strategy has become known as the “4% Rule”.  
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The Do’s and Do Not Do’s After the Loss of a Spouse

on July 24, 2018 |By Amy Bertle | Women Dealing With Loss
If the death of a spouse isn’t bad enough, next comes dealing with the financial aftermath. The loss of a spouse can unleash a cascade of questions, tasks, and worries, especially if the spouse who passed away was “in charge” of the financial side of the household.   The first few months following the death of a spouse are going to be filled with questions surrounding what happens now. There are a few “dos and don’ts” to follow during these months.  
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Why Being Aware of Your Cash Flow Is Important

on July 02, 2018 |By Amy Bertle | Women Dealing With Loss
Elton John, Michael Jackson, Mike Tyson and Cyndi Lauper. What do they all have in common? They all filed for bankruptcy. We do not want to bring up famous bankruptcies to scare you. We want to show examples of people who made millions of dollars but did not know (or want to know) that their lifestyles were costing them more than what they were making. It doesn't matter how much money you make or have saved as a nest egg if the outflow is higher than the inflow, sooner or later the money will dry up.  
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