Tim Doyle, Candidate for CFP®

Recent Posts

Market & Economy Report: Q1 2020

As my wife and I hone-in on 10 years of marriage, I’ve come to learn that there are two things that a married couple will never, ever agree upon:   1)  The appropriate ambient temperature inside of their home. 2)  The proper way to load a dishwasher. Sidenote: my wife and I can’t even agree upon the proper terminology for this task, as she uses the word ‘stack’ while I use the correct term - ‘load’.  
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Market & Economy Report: Q4 2019

Several weeks ago, I lay in bed fast asleep - no doubt dreaming about stock rallies and lifelong bull markets – when I was woken by a noise from down the hall. My two-year-old, who is typically a great sleeper like his Dad, had woken up at 3 a.m. and was calling frantically for ‘Mama’ and ‘Dada’. I sat up in bed, mumbled to my wife “I’ve got this one” and sleepily trudged down the hallway. After a few moments of soothing talk, my son’s mood instantly changed, and he excitedly pointed to his bookshelf asking “read book?!” I immediately realized that I had fallen for one of the classic parenting blunders, and had walked directly into a 2-year-old’s trap. Defeated, I told him that we would read only one book, then it would be time to go back to bed. Of course, several minutes later upon finishing Bear Snores On, he pointed to his bookshelf again saying “That one! That one!”, and I couldn’t help but smirk and roll my eyes. If you know anything about children, you’ll know that they’ll always try to push boundaries and ask for more, whether it be reading books, eating a treat, or asking for more playtime before bed.  
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The Federal Open Market Committee Has Voted

What Happened? On September 18th, the Federal Open Market Committee voted to reduce the fed funds target rate by another 25 basis points (.25%). This rate cut was expected, but not guaranteed based on a series of comments made by Fed Chairman, Jerome Powell, over the past several weeks. According to Powell, today’s rate cut was made in an effort to extend the current economic expansion in the United States in light of global economic concerns.  
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Market & Economy Report: Q3 2019

Years ago, I thought it might be a new and exciting challenge to participate in a sprint triathlon here in Colorado.  After all, the Centennial State is filled with active adventure-seekers, so I wanted in on some of the action. As I stood on the banks of a frigid lake donned in a form-fitting wetsuit at 7 a.m. on the morning of the event, I began to have second thoughts.  A steady wind made the lake very choppy. In fact, the one lasting memory I have of the triathlon – aside from the breath-stealing gut punch from when I first entered the 51-degree water – was realizing how difficult it was to navigate once I began my swim. Arms and legs - including my own - flailed around me, and the choppy water made it nearly impossible to spot the marker-buoys that outlined the swim course.  After several minutes, I found myself gradually drifting off course which added precious minutes to my overall time.  
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Tariffs & Trade Tensions

On May 10th, trade tensions between the United States and China escalated with the US raising tariffs from 10% to 25% on $200 billion worth of Chinese goods. The current administration is also contemplating tariffs on all Chinese imports ($540 billion). China retaliated by announcing plans to impose tariffs on $60 billion worth of American products.  
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