On March 11th, the COVID-19 coronavirus was declared a pandemic by the World Health Organization. As of this writing, there are 33 confirmed cases in Colorado, over 1200 in the United States, and nearly 130,000 cases worldwide. Make no mistake, pandemics can be frightening, and they strike at the heart of basic human fears surrounding health and financial security. I became intimately familiar with the last pandemic to reach the shores of the United States - the H1N1 swine flu of 2009. I had attended the wedding of a family member just outside of Winter Park, Colorado. Of the 250 wedding attendees – nearly 130 (including myself and even the groom) contracted the swine flu, and many out-of-staters were forced to extend their trips as they shivered and ached in hotel rooms for days. From April 12, 2009 through April 10, 2010, there were approximately 60.8 million cases of H1N1 in the United States, 274,304 hospitalizations, and 12,469 deaths.