2018 Tax Reform Workshop

on June 07, 2018 |By Destiny Capital | Other
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Benefits of a Home Equity Conversion Mortgage

on May 22, 2018 |By Amy Bertle | Other
A negative public image can be tough to overcome. Just ask pretty much any celebrity or politician. The 2008 housing crisis is at the root of the reverse mortgage industry’s negative public image. Many people who could potentially benefit from the proper application of a reverse mortgage have passed over the planning tool because of the negative feelings they still hold on to. Those feelings could disappear by properly considering a reverse mortgage in a financial plan.
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The National Debt and the Annual Budget Deficit

on April 06, 2018 |By Steve Musick | Other
As I am writing this, a northern flicker is hammering away on our fireplace flue. The sound echoes throughout the house like a jackhammer. It is illegal to shoot flickers within the city limits of Westminster where we live. So how do you solve this problem? We put seed in the bird feeder to feed the beast. The jackhammer is like a dinner bell. The bird is essentially saying, “Hey, I know you have food in there, gimme some.” The wild birds have become accustomed to getting fed by the local homeowners with bird feeders. Okay.. okay.. guilty as charged. We have domesticated the wild avians.
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What Are Quarterly Estimated Taxes and Why Do I Owe Them?

on April 06, 2018 |By Jarrod Musick | Other
Most people pay their income taxes during their earning years through a regular payroll deduction. Our good friends FICA, FICA-Med, Fed, and State all take their cut right off the top and we get the net pay deposited into our bank account. If you calculate your dependents and/or withholding correctly, you usually end up pretty close to the correct amount of taxes in total at the end of the year. But if you find yourself paying quarterly estimated taxes for the first time or for the first time in a while, it can be a bit confusing.
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How to Pay for College

on March 16, 2018 |By Amy Bertle | Other
We have all heard the horror stories of newly graduated college students who have crippling debt and are just starting their working careers. It seems to be inevitable these days. With so many students needing to advance their education just to be considered in the job market, we need to start thinking of college as a necessity and start planning ways to pay for it.
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