I recently read about an information concept called “Just-in-time” versus “Just-in-case.” Essentially, this is the difference between reading everything about a subject right now versus only searching for the answer when a specific question comes up. When thinking about your own retirement, the inclination can be to try and learn or retain everything “just in case” you need to know it at some point. While this can increase your confidence that you have a good plan in place, it can also turn into a demanding task that never ends. With changing tax laws, retirement contribution amounts and rules, the complex Social Security calculations, Medicare benefits and policies, varying interest rates, etc. the list seems never-ending. Keeping entirely up to date on everything all the time can be daunting.